Small Business & Home-Based Business Insurance

Running a small business—whether from a commercial space or your home—comes with unique risks and responsibilities. At Elliott Insurance Services, we provide tailored insurance solutions that protect your assets, your equipment, and your reputation so you can focus on growing your business with confidence.

Flexible Coverage for a Wide Range of Business Types

From welders and hotshot drivers to event planners and home care providers, many small businesses operate from home-based offices or out in the field. No matter where you work, we’ll make sure you’re properly protected with a custom package that fits your business model, risk exposure, and budget.

We Provide Insurance for:

Trades & Service Businesses

Welders, plumbers, HVAC techs, hotshot drivers, excavators, and more—get coverage for tools, equipment, vehicles, and liability.

Home-Based Operations

Cleaning companies, consultants, tutors, home care services, and side hustles of all kinds deserve strong protection for your property and income.

Creative & Specialty Businesses

Party planners, crafters, bakers, designers, and gift basket creators—get the peace of mind that comes with tailored liability and contents coverage.

Your Business Deserves More Than Just a Policy

We take time to understand your business—what you do, how you operate, and what risks you face—so we can build a policy that truly fits. Coverage can include:

Commercial General Liability (CGL)

Protects you from third-party injuries or damage claims related to your business activities.

Business Contents & Tools Coverage

Insures the equipment, supplies, and tools you use to run your business, whether on-site or on the go.

Commercial Auto Coverage

For vehicles used in business operations—from service vans to delivery vehicles.

Business Interruption Insurance

Helps replace lost income if you’re unable to operate due to a covered loss.

Benefits of Working with Elliott Insurance

Serving Maidstone and surrounding areas since 1980

Providing trusted insurance solutions with experience and dedication.

A proud part of the local business community

Committed to supporting local families, businesses, and industries.

Dedicated to personalized, friendly service

Helping you find the right coverage with expert, one-on-one guidance.

Big Protection for Small Businesses

Whether you're a one-person operation or growing fast, we’ll help you stay protected at every stage of your business journey.

Call us today or request a quote online to get started.

Frequently Asked Questions

I run my business from home. Isn’t that covered under my home insurance?

Not necessarily. Most home policies exclude business equipment, supplies, and liability. A proper business policy ensures you're covered.

Yes. Even one-person businesses can face liability claims from clients, visitors, or third parties—especially if you offer services on-site or travel to clients.

It depends on the type of business, services offered, equipment value, and risk factors. We’ll help find a plan that fits your budget.

In many cases, yes. Bundling can save money and make coverage more convenient. Ask us how we can package your policies together.