Home Insurance

Your home is more than a building—it’s where memories are made, families grow, and futures are built. At Elliott Insurance Services, we help you protect your investment and your way of life with home insurance that’s tailored to fit your needs.

Comprehensive Coverage for Your Peace of Mind

A well-crafted home insurance policy should do more than just check a box. We work with you one-on-one to ensure your coverage protects the structure of your home, your belongings, and your financial security in the face of the unexpected.

What Our Home Insurance Can Cover:

Full Replacement Value of Your Home

If your home is damaged or destroyed by a covered peril, we make sure you have the protection to rebuild.

Personal Belongings

Coverage for your valuables, furniture, clothing, electronics, and more—whether damaged at home or lost while traveling.

Additional Living Expenses

If you’re forced to leave your home due to an insured event (like a fire), we cover temporary housing and living costs during the rebuilding period.

Liability Protection

Financial coverage if someone is injured on your property or you accidentally cause damage to someone else’s.

Tailored for Every Type of Homeowner

Whether you own a home, condo, or seasonal cabin, we’ll walk you through the right coverage to suit your living situation, lifestyle, and budget. Our team ensures you understand what’s covered—and what’s not—so there are no surprises when it matters most.

Benefits of Working with Elliott Insurance

Serving Maidstone and surrounding areas since 1980

Providing trusted insurance solutions with experience and dedication.

A proud part of the local business community

Committed to supporting local families, businesses, and industries.

Dedicated to personalized, friendly service

Helping you find the right coverage with expert, one-on-one guidance.

Let’s Make Home Insurance Simple

We take the time to explain your options clearly, answer your questions, and make sure your policy truly works for you. No jargon. No pressure. Just practical advice from people who care.

Call us today or request a quote online to get started.

Frequently Asked Questions

How is the replacement value of my home determined?

We use industry-standard tools and local data to estimate the cost of rebuilding your home—not just its market value. This ensures you have enough coverage if disaster strikes.

Yes, many policies extend coverage to personal items even when they’re off-premises—like your laptop at work or your luggage while traveling.

Common exclusions include flood damage, sewer backup, and wear-and-tear. We’ll help you identify any gaps and offer optional add-ons to close them.

Definitely. Bundling your policies with us can save you money and make managing your insurance easier.