Boats & Personal Watercraft Insurance
Whether you spend your summers cruising the lake, fishing with family, or riding the waves on your Sea-Doo, protecting your investment is essential. At Elliott Insurance Services, we specialize in helping you find the right insurance for your boat or personal watercraft—so you can enjoy the water worry-free.
Marine Coverage That Fits Your Vessel—and Your Budget
Not all watercraft can be covered under a standard home insurance policy. In fact, many boats and personal watercraft require a separate marine insurance policy to ensure proper protection. That’s where we come in.
We work with leading marine insurance providers to offer coverage tailored to your specific type of vessel, usage, and value.
We Insure a Wide Range of Watercraft:
- Motorboats
- Jet Skis and Sea-Doos
- Pontoon boats
- Sailboats and yachts
- Fishing boats
- Personal watercraft (PWC)
What Does Marine Insurance Cover?
A proper marine policy typically includes:
Physical Damage Coverage
Protects your watercraft from risks like collision, fire, theft, vandalism, and weather-related damage—both in and out of the water.
Liability Insurance
Covers you if you're responsible for injuries to others or damage to another boat or dock.
Towing and Emergency Assistance
Optional add-ons can include towing, fuel delivery, and roadside trailer coverage.
Agreed Value or Actual Cash Value
Choose how your claim is settled in the event of a loss—we’ll help you understand which option best suits your vessel’s value and use.
Benefits of Working with Elliott Insurance
Serving Maidstone and surrounding areas since 1980
Providing trusted insurance solutions with experience and dedication.
A proud part of the local business community
Committed to supporting local families, businesses, and industries.
Dedicated to personalized, friendly service
Helping you find the right coverage with expert, one-on-one guidance.